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We are a Woman-Owned Small Business (WOSB) | UEI Unique Entity ID: EGA4GL5N9HR4 | Cage Code: 8CNW6

May 21, 2024

1 671 647 4297

08:00am – 5:00pm

Monday to Friday

What is a CPCU?

A Coveted Designation

AXS Insurance owner and Principal Broker Orlene O. Arriola CPCU, CRIS, AINS is the first Woman resident of Guam to achieve the coveted CPCU designation.

A Chartered Property Casualty Underwriter (CPCU®) is an insurance professional who has earned the CPCU designation, conferred by The Institutes, the leading provider of professional education for the risk management and property-casualty insurance industry for over 100 years.

Less than 3% of insurance professionals globally achieve this designation, CPCUs are further bound by an Ethical Code which requires them to put the needs of their clients before their own interests.

CPCUs are considered to be property-casualty insurance subject matter experts.

Orlene O. Arriola CPCU, CRIS, AINS
Orlene O. Arriola - First Woman CPCU from Guam

What's a CPCU?

In order to earn this prestigious designation, insurance professionals must meet certain requirements in the following areas:


CPCUs pass eight national exams on topics including insurance law, accounting, risk management, and ethics. CPCUs continually update their base of insurance expertise by participating in technical and professional development workshops and seminars.


CPCUs promise to abide by a Code of Professional Ethics, placing their clients’ needs before their own.


CPCUs meet an experience requirement to become a CPCU and have proven insurance expertise and knowledge.

– Infographic and information by CPCU Society