A Coveted Designation
AXS Insurance owner and Principal Broker Orlene O. Arriola CPCU, CRIS, AINS is the first Woman resident of Guam to achieve the coveted CPCU designation.
A Chartered Property Casualty Underwriter (CPCU®) is an insurance professional who has earned the CPCU designation, conferred by The Institutes, the leading provider of professional education for the risk management and property-casualty insurance industry for over 100 years.
Less than 3% of insurance professionals globally achieve this designation, CPCUs are further bound by an Ethical Code which requires them to put the needs of their clients before their own interests.
CPCUs are considered to be property-casualty insurance subject matter experts.

What's a CPCU?
In order to earn this prestigious designation, insurance professionals must meet certain requirements in the following areas:
Education
CPCUs pass eight national exams on topics including insurance law, accounting, risk management, and ethics. CPCUs continually update their base of insurance expertise by participating in technical and professional development workshops and seminars.
Ethics
CPCUs promise to abide by a Code of Professional Ethics, placing their clients’ needs before their own.
Experience
CPCUs meet an experience requirement to become a CPCU and have proven insurance expertise and knowledge.
– Infographic and information by CPCU Society
